Personal Loan Residence Limit :- Rs. 5000/- to 75000/- Period :- 24 Months to 72 Months Rate of Interest :- 16.50% P.A. Purpose :- 1) House Repairing
2) Education
3) Medical
4) Marriage
5) House articles and Furniture
6) To Repay Money lenders Proof
Requirement :-
1) ( Ration Card / Light Bill/ Telephone Bill)
2) Income Certificate (Salary Slip) of last month
3) Income Tax Returns Last Two Years
4) Identity Card Xerox
5) 2 Guarantors for loan up to 50,000 & 3 Guarantors above 50,000
* Conditions Applicable
Housing Loan
Limit :- Up to 25,00,000/- or 70% on Valuation. Period :- Up to 15 Years Rate of Interest :- @ 14.50% P.A. Purpose :- 1) Purchase of New / Resale House
Requirements :-
1) Residence Proof
2) Ration Card / Light Bill/ Telephone Bill
3) Income Certificate (Salary Slip)
4) Income Tax Returns
5) Identity Card Xerox
6) 3 Guarantor
* Conditions Applicable
Emergency Loan Limit :- Rs. 10000/- Period :- 12 Months Rate of Interest :- 16.50% P. A Purpose :-
1) Death of Family Member
2) Medical
Requirements :-
1) Residence Proof
2) Ration Card / Light Bill/ Telephone Bill
3) Income Certificate (Salary Slip)
4) Income Tax Returns
5) I Card Xerox
6) 1 Guarantor
* Conditions Applicable
Business Loan
Limit :- 25,00,000/- Period :- 72 Months
BUSINESS LOAN
25,00,000/-
MORTGAGE LOAN
> 200%
16.00%
< 200%
16.50%
PLEDGE OF MACHINARY / STOCK
Stock & Mach.
16.00%
Stock + Machinery more than 100 %
Purpose :-
1) Expansion of Business
2) Purchase of Goods
3) Purchase of Shop or Place
4) Renovation
5) Purchase of Machinery, Furniture's, Fixtures
Vehicle Loan
Limit :- 75% of the quotation price or Maximum Rs. 500000/-
Period :- 72 Months
Rate of Interest :- New Vehicle - 15.00% P. A
Old Vehicle - 15.50% P. A
Purpose :- 1) Purchase of Vehicle
Requirements :-
1) Residence Proof ( Ration Card / Light Bill/ Telephone Bill)
2) Income Certificate (Salary Slip) of last month
3) Income Tax Returns Last two years)
4) identification Xerox
5) Quotation /Valuation Report
6) 3 Guarantors
